For more details, log on to
www.aubank.in
IN 5 MINS
SIMPLIFIED
B A N K I N G
SERVICE FEE RECKONER
A must read to help us build a
strong and lasting relationship.
SAVINGS ACCOUNT
MAXIMUM
Hello,
I am the Savings Account – Maximum Service Fee
Reckoner, from AU Small Finance Bank. I may not
be on the top of your mind for now, but I provide a
whole lot of important information that will make
your banking experience with us, exciting.
So please spare a few minutes of your precious
time to go through what I have to say. I also
request you to keep me handy with you for future
reference.
The latest copy of applicable service fee is also
available on our website,
https://www.aubank.in/service-fee
Your Savings Account – Maximum
comes with amazing o ers on
maintaining required balances.
ELIGIBILITY CRITERIA
Average Half Yearly Balance
(AHB) – INR 50,000
Package Eligibility
Urban Branches – If AMB
maintained is below INR 2,500
then INR 200;
If AMB maintained is between
INR 2,500 to 5,000 then INR 100
Core Branches – If AMB
maintained is below INR 1,000
then INR 100;
If AMB maintained is between
INR 1,000 to 2,000 then INR 50
Fees for Non-Maintenance of
Balance per month
Minimum Average Monthly Balance
(AMB)
INR 5,000 for Urban Branches
INR 2,000 for Core Branches
Or
Fixed Deposit of INR 25,000
PARAMETERS PARTICULARS
As a privileged member of the
Savings Account – Maximum, you
receive a host of benefits at no
cost whatsoever. Hurray!
FREE SERVICES
Unlimited DDs payable at AU Bank
locations and at correspondent
bank locations
1) SMS Alerts 6)
Stop Cheque through Net / Mobile
/ Phone Banking
Unlimited Debit Card transactions
at AU Bank ATMs
2) 7)
10 free transactions a month at
non-AU ATMs
Local Cheque Collections at
AU Bank locations
3) 8)
ATM decline due to insuŒcient
funds is free at AU Bank ATMs
Unlimited cash withdrawal at any
AU Bank Branch
4) 9)
Issuance of Monthly and
Half-Yearly E-mail Statement
Unlimited Online Payments –
RTGS, NEFT, IMPS, UPI, Intra
Bank Fund Transfer
5) 10)
PARAMETERS
An exclusive Debit Card, especially
for you! Let’s understand all you need
to know about the fees on your Visa
Platinum Debit Card, including the
fees applicable on ATM transactions
in and outside India.
DEBIT CARD
Card Visa Platinum
Cross Currency Mark-up 3.50%
(When you use your debit card
for international transactions, a
certain mark-up fee is levied on
the amount)
Post free transactions, INR 20 for
financial transactions and INR 8
for non-financial transactions
Transactions at non-AU Bank ATMs
within India
Replacement of lost / stolen card INR 150 per instance
Annual Fees INR 150
INR 25 per instance for other Bank
ATMs
ATM declines due to insuŒcient
funds (Within / Outside India)
INR 100 per instance for financial
transactions, INR 25 per instance
for non-financial transactions
Transactions at other bank ATMs
outside India
PARAMETERS PARTICULARS
Understand the details of the fees
on payment and collection
services on your Savings Account
– Maximum.
PAYMENT AND COLLECTION SERVICES
With the Savings Account – Maximum,
undertake a host of transactions at
nominal fees.
TRANSACTIONS
Cancellation / Revalidation of DD INR 100 per instrument
Cash Pick-up / Delivery^ INR 250 per transaction up to 2 Lakhs
Pick-up or Delivery of Instruments INR 100 per visit
RTGS & IMPS carried out at branch INR 10 per transaction
Up to 1 Lakh : INR 2 / transaction
Above 1 Lakh : INR 10 / transaction
NEFT carried out at branch
Free up to INR 3,00,000 p.m.
INR 4 / 1,000 post free limit
(min INR 50)
Cash Deposit – All Branches
PARAMETERS PARTICULARS
Within 21 days – free
After 21 days to 1 year – INR 100
After 1 year – free
Account Closure Fees
Retrieval of Cheque / Instruction INR 50 per cheque
Return handling charges INR 100 per cheque
for other bank cheques deposited
in your account but returned
(Local / Outstation)
First 5 transactions free, INR 3 per
transaction post free transactions
AEPS Mini Statement
Instrument / Instruction issued INR 500 per instance
(such as an Inward cheque / ECS /
NACH) from your account, returned
due to insu—cient funds
Stop Payment of Cheques – Branch INR 50 per instruction
PARAMETERS PARTICULARS
For more details, log on to
www.aubank.in
INR 50 charged towards delivery
fees

Experience a host of services, free
of cost, with only delivery fees
applicable.
DELIVERY FEES
PARTICULARS
Fees mentioned are exclusive of GST. The applicable taxes / cess are subject to
change from time to time
^Branch Cash Deposit / withdrawal not considered
As per RBI guidelines, Business / Commercial transactions are not permitted in
the Savings Account
The above charges are subject to revision with a prior intimation of 30 days to
all account holders. Closure of account due to revision of charges will not be
subject to account closure charges
Penal fees and non-maintenance fees are not applicable once the account
becomes inoperative / dormant
Alerts that have been mandated by RBI as well as alerts which are deemed
appropriate by the Bank, will be sent free of charge
Urban and Core are branch categories basis location mapping as defined by the
Bank
Other Free Services: Standing Instruction Maintenance, ECS Instruction
Maintenance, Card Hot listing, Replacement of Damaged Cards, Duplicate
Statements, Balance Enquiry, E-mail Alerts, Banker’s verification (Address /
Signature / Photo), Nomination Facility, Utility Bill payment through Net
Banking / Mobile Banking, Passbook Issuance, DD Revalidation, Charge Slip
Retrieval, Pin Generation
Abbreviations / short-forms used: ‘INR’- Indian Rupee, ‘p.m.’ – per month, ‘<‘ –
less than, ‘>’ – greater than, ‘min’ – minimum, ‘max’ – maximum, ‘ATM’ –
Automatic Teller Machine, ‘RTGS’ – Real Time Gross Settlement, ‘NEFT’ –
National Electronic Fund Transfer, ‘DD’ – Demand Draft, ‘ECS’ – Electronic
Clearing System, ‘SMS’ – Short Message Service, ‘Fin’ – Financial
Accounts not having a ‘customer induced transaction’ (ATM withdrawal, cheque
deposit, online transactions, etc.) for a continued period of 2 year shall be
treated as Dormant / Inoperative Account. The service charges levied by the
bank or interest credited by the bank shall not be considered as a
‘customer-induced transaction’
The terms and conditions, as defined by AU Small Finance Bank, apply. Please
refer www.aubank.in for further details
st Nov, 2021 and is applicable until further
modified
TERMS AND
CONDITIONS